New Year’s Money Savings Tips

Sign up for every free customer rewards program you can

No matter where you live, plenty of retailers who are willing to reward you for shopping at their store. Create a Gmail or Yahoo address just for these mailings, collect every card you can, and then check that account for extra coupons whenever you’re ready to shop.

You can add to those rewards and discounts by using a rewards credit card to earn points that can be redeemed for cash back or other benefits on purchases at a wide range of stores.

Don’t spend big money entertaining your grandchildren

Most children, especially young ones, can be entertained very cheaply. Start with paper and scissors and let their creativity run wild. Play ball in the backyard. Head to the park. Plant a garden. Teach them to ride a bike.

Realize that what children want most of all is your time, not your stuff, which will leave money in your pocket and joy in your heart.

Swap books, music, and DVDs on the Internet or at the library.

You can very easily swap the books, CDs, and DVDs you’ve grown bored with online. Just organize out your media collection and trade online with others using sites like Paperbackswap. Libraries loan   DVD’s  in addition to books, you’ll be even better off. The more you can borrow and barter with others, the more money you’ll save over time.

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