All posts by Linda Koss

Be a Smart Charitable Giver

Ohioans donated more than $11 million to Help the Vets, a Florida-based nonprofit. This may have provided a warm feeling, but the organization directed less than 5% of the gifts to veterans and more than 95% to the organization’s founder and various fundraising partners. In 2018, the Federal Trade Commission and the Attorneys General of

Use Caution When Using Craig’s List

When it sounds too good to be true, it usually is. That’s what a West Toledo woman thought when she advertised her old scooter chair on Craig’s List, only to find an immediate buyer from California. They said they were buying the chair for their grandma in Ohio (“They threw the word ‘grandma’ around a

See The Big Picture In Retirement Planning

When people think about retirement, they often plan to shift investments, and that’s certainly important. But according to Lamont Stewart, MBA, and Financial Advisor with Cetera Advisors, people need to look at the whole picture of income and expenditures and re-examine their most cherished beliefs about retirement. Retire now? “I ask if they really want

Repairing Your Credit Can Be A DIY Project

Shaulonda Jones points to a posting on her Facebook page that promised quick credit repair. “Nobody can promise they can fix it, and not quickly. You didn’t break it in one day, and you can’t fix it in one day.” Jones should know. She was a financial coach for Toledo’s Financial Opportunity Centers for six

Financial Opportunity Centers—Help Grow Your Money

The coaches at Lucas County’s Financial Opportunity Centers (FOCs) are one of Northwest Ohio’s best kept secrets. Working one-on-one, the coaches help clients reach financial goals like getting out of debt, boosting savings or improving their credit scores.