Jim Miller

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Jim Miller

Savvy Senior: With Social Security Uncertainty, Should You Claim Benefits Early?

Dear Savvy Senior, I turn 62 early next year and plan to retire soon after. Most advice says I should wait to claim Social Security because my monthly benefit will be higher. But...

Savvy Senior: How to Make Sure Your End-of-Life Wishes Are Followed

Dear Savvy Senior, I had a living will/advance directive prepared about 10 years ago documenting my end-of-life medical wishes, but I’ve read that these documents are often ignored. What can you tell me...

Savvy Senior: What to Do When Medical Bills Pile Up

Dear Savvy Senior, I’m 63 and recently had a hospital stay that left me with bills I can’t afford to pay. I had Affordable Care Act health insurance, but after my premiums went up...

Savvy Senior: How to Use AI Safely and Protect Yourself from Scams

Dear Savvy Senior, I keep hearing about AI in the news and how it’s being used in scams. I’m not very tech savvy and find it confusing. What should I know to protect...

Savvy Senior: I Have a Will – Do I Also Need a Trust?

Dear Savvy Senior. My wife and I were recently talking about updating our will and wondered if we should also set up a trust. How do we know if we need one? --Planning Ahead Dear...

Savvy Senior: Still Working at 65? Here’s How to Handle Medicare

Dear Savvy Senior, My wife and I are approaching 65, but I’m still working and have good health coverage through my employer. Do we need to enroll in Medicare at this point? --Almost 65 Dear...

Savvy Senior: The Letter Your Loved Ones Will Treasure

Dear Savvy Senior, I want to leave something meaningful for my children and grandchildren, beyond just money or property. I’ve heard about “legacy letters,” but I don’t really know what they are or...

Savvy Senior: Where to Get Help with Medicare Decisions

Dear Savvy Senior, I’ll be 65 in a few months and could sure use some help sorting through all the confusing Medicare options that are available to me. Where can I get help...

Jim Miller